Method 1: Turn the decimal into a fraction first
This is the standard route, and it always works. Every terminating decimal is a fraction already — 0.6 means six tenths — so write it that way, simplify, and multiply like any two fractions.
0.6 × 3/4
= 3/5 × 3/4
= 9/20
= 0.45
Use this route whenever the fraction’s denominator is not made of 2s and 5s — denominators like 3, 6, 7, or 9. Those fractions never become clean decimals, so the fraction route keeps the answer exact. The multiplying fractions steps are exactly the same once both numbers are fractions.
Method 2: Turn the fraction into a decimal first
When the fraction converts to a short decimal, this route is the fastest. Divide the numerator by the denominator, then multiply the two decimals.
3/4 × 0.2
= 0.75 × 0.2
= 0.15
The decimal point is the only place students lose track here. Multiply the whole-number digits first (75 × 2 = 150), then count the total decimal places in the problem (two in 0.75, one in 0.2 — three total) and place the point: 0.150 = 0.15.
Which method should you use?
Look at the fraction’s denominator before you start. If it is built from 2s and 5s — 2, 4, 5, 8, 10, 20, 25, 50 — the fraction becomes a clean terminating decimal, so either route works and the decimal route is often quicker. If the denominator has any other factor, such as 3, 6, 7, or 9, convert the decimal to a fraction instead; you will avoid a repeating decimal entirely. And if the decimal itself repeats, like 0.333..., always go the fraction route.
Keep the answer as a fraction or a decimal?
Unless the question specifies a form, both are correct — 9/20 and 0.45 name the same amount. Keep the fraction form when the next step involves more fraction work, and switch to a decimal when the context is money, measurement, or a quick estimate. To convert, divide the numerator by the denominator: 9 ÷ 20 = 0.45. Simplify the fraction first either way, because 0.45 is easier to read back from 9/20 than from 18/40.
Review how to convert a decimal to a fractionMultiplying a mixed number by a decimal
Convert the mixed number to an improper fraction before anything else, then follow the same two routes. For 1 1/2 × 0.4: write 1 1/2 as 3/2 and 0.4 as 2/5. Multiply across: 3/2 × 2/5 = 6/10 = 3/5. Back in decimal form, 3/5 = 0.6 — and a quick check with 1.5 × 0.4 confirms it.
When the decimal repeats, use the fraction route
A repeating decimal such as 0.333... does not stop, so it has no exact place-value fraction like 333/1,000. Recognize it as a fraction instead: 0.333... = 1/3. Then 1/3 × 3/4 = 3/12 = 1/4. Rounding first gives a different answer — 0.33 × 3/4 = 99/400 = 0.2475, not exactly 0.25 — so round only at the very end if the question asks for an approximation.
Convert a repeating decimal to a fractionCommon mistakes when multiplying decimals and fractions
- Wrong place-value fraction: 0.6 means six tenths (6/10), not six hundredths. Count every digit after the decimal point before choosing the denominator.
- Rounding a repeating decimal early: 0.33 × 3/4 gives 0.2475. The exact answer 1/4 only appears when you use 1/3. Keep values exact until the final step.
- Dropping decimal places: in 0.75 × 0.2, the whole-number product is 75 × 2 = 150, but three decimal places move the answer to 0.150 = 0.15, not 150.